Asset Backed Lending / Residual Stock

Fast property-backed funding for developers and investors across Australia.

Asset backed lending provides flexible funding solutions secured by property assets. It is commonly used by developers, investors, and brokers who require fast access to capital for residential development projects, land subdivisions, or residual stock financing.

Overview

  • Loan SizeUp to $7 million
  • Maximum LVRUp to 75% LVR
  • Interest RatesFrom 10.50% p.a.
  • Loan Terms6 to 12 months
  • Property SecurityVacant land, houses, units, or duplex properties
  • Interest StructureNo debt servicing required
  • LocationAvailable across all Australian states and territories
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Asset Backed Lending in Australia

Asset backed lending is a type of finance where a loan is secured against property or other tangible assets. It is commonly used by property developers and investors who require fast access to capital for development projects, construction funding, or short-term bridging requirements.

Compared to traditional bank lending, asset backed finance often allows for faster approval times and more flexible structures, making it a popular solution for developers working on small to medium sized housing projects.

Why Developers Use Asset Backed Lending

  • imgFaster approvals than traditional bank finance
  • imgFlexible loan structures for property development deals
  • imgFunding secured by property assets
  • imgSuitable for complex or time-sensitive projects
  • imgFunding available for small to medium sized developments

When Asset Backed Lending is Used

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Residential Developments

Funding for small to medium housing developments including townhouse and duplex projects.

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Residual Stock Loans

Loans secured against unsold apartments or townhouses following project completion.

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Land Subdivision

Funding for subdivision projects where property value supports the loan.

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Bridging Finance

Short-term loans designed to provide quick access to capital while a longer-term solution is arranged.

Have a Deal That Needs Funding?

Submit your deal for assessment or speak with our team to discuss the project.

Types of Projects We Fund

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Residential townhouse developments
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Duplex and small housing projects
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Property investment opportunities
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Short-term development finance
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Land subdivision developments
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Residual stock financing

frequently asked questions

You can submit a wide range of commercial lending deals including property, development, and business funding opportunities.

Property developers, investors, and brokers often use asset backed loans when they require fast funding for development projects or short-term finance solutions.

While having documents ready helps speed up the process, we can guide you on what is required during the submission stage.

Funding amounts vary depending on the project, borrower profile, and lending structure.

Settlement timelines vary depending on the complexity of the deal and documentation requirements.

Flexible Funding Solutions for Property Projects

Funding solutions designed for property developers, investors, and brokers across Australia.

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